A socially responsible investment with high yields and advantageous terms
Why
invest
in
viager?
8
%
45
%
discount is the average reduction applied to market value
80
%
of buyers who work with us are repeat investors
YOUR ASSETS
Socially responsible and profitable
Let's change our perspective on viager: this profitable investment is the only real estate vehicle that fosters a more supportive, socially responsible economy.
Viager:
an excellent way
to build
your real estate portfolio
High-Yield Guarantee
For our regular investors, realized returns average around 10% per year, broken down into:
• Economic market yield of around 4% per year
• Intrinsic yield of the viager contract of around 8% per year
Contributing to a Responsible Economy
Viager is an investment tailored to current and future societal challenges. It establishes a win-win intergenerational financing system, at the core of the values championed by the Silver Economy.
No
Rental Risk
The seller (annuitant) functions much like a tenant whose rent is paid upfront as a discount on the property value. Consequently, the investor incurs no rental management risks (unpaid rents, vacancy periods, etc.).
An Alternative to Bank Financing
Viager allows you to acquire real estate without taking out a bank loan, through an initial lump-sum payment (bouquet) averaging under
€100,000*, combined with monthly annuity payments.
Advantageous Tax Treatment
With an occupied viager property, the buyer’s financial benefit comes as an upfront discount on the property value. Unlike rental income, this discount generates no tax liability. As for real estate wealth tax (IFI), only the bare ownership value—averaging 50% to 60%*—is declared by the investor.
Access to
a Liquid Market
Thanks to an increasingly liquid secondary market, a viager property can be resold smoothly, at any point, without capital loss. You recover your initial capital outlay, the annuities paid to date, plus capital gains resulting from the economic appreciation of the property.
*Figures sourced from our internal data
