{"id":29552,"date":"2025-05-15T11:25:29","date_gmt":"2025-05-15T09:25:29","guid":{"rendered":"https:\/\/www.vivaviager.com\/the-team\/"},"modified":"2026-11-11T18:43:26","modified_gmt":"2026-11-11T17:43:26","slug":"the-team","status":"publish","type":"page","link":"https:\/\/www.vivaviager.com\/en\/the-team\/","title":{"rendered":"The Team"},"content":{"rendered":"[vc_row type=”full_width_background” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” bg_image=”24432″ bg_image_type=”default” bg_position=”center bottom” background_image_loading=”default” bg_repeat=”no-repeat” scene_position=”center” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” row_position_desktop=”default” row_position_tablet=”inherit” row_position_phone=”inherit” overflow=”visible” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” 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text_direction=”default”][\/split_line_heading][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” text_color=”dark” text_align=”left” row_border_radius=”15px” row_border_radius_applies=”bg” row_position_desktop=”default” row_position_tablet=”inherit” row_position_phone=”inherit” overflow=”visible” disable_element=”yes” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none” gradient_type=”default” shape_type=””][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” flex_gap_desktop=”10px” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”15px” column_link_target=”_self” column_position=”default” max_width_alignment_desktop=”default” max_width_alignment_tablet=”inherit” max_width_alignment_phone=”inherit” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/3″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid” column_padding_type=”default” gradient_type=”default”][team_member image_url=”24428″ bio_image_url=”24418″ team_memeber_style=”bio_fullscreen” image_loading=”default” team_member_bio_full_html=”simple” name=”Reza Nakhai” job_position=”Founding Partner” team_member_bio=”Reza founded VIVA VIAGER after more than 15 years of experience in the field of life annuities and real estate. Following a career as a professional tennis player, Reza created a local IT services company before turning his interest to real estate. Every day, he puts his passion for human relations at the service of VIVA VIAGER for the greatest satisfaction of our clients.” social_icon_1=”fa fa-linkedin-square” social_link_1=”https:\/\/www.linkedin.com\/in\/reza-nakhai-b9a7581b\/?originalSubdomain=fr”][\/team_member][\/vc_column][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” flex_gap_desktop=”10px” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” max_width_alignment_desktop=”default” max_width_alignment_tablet=”inherit” max_width_alignment_phone=”inherit” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/3″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][team_member image_url=”24424″ bio_image_url=”24415″ team_memeber_style=”bio_fullscreen” image_loading=”default” team_member_bio_full_html=”simple” name=”Jean-Jean Nguyen” job_position=”Partner” team_member_bio=”With over 20 years of experience in marketing project management and customer relationship management within leading international groups, Jean-Jean joined the VIVA VIAGER team as a partner. Convinced of the merits of this market, he brings his expertise in customer experience to ensure an irreproachable quality of service.” social_icon_1=”fa fa-linkedin-square” social_link_1=”https:\/\/www.linkedin.com\/in\/jean-jean-nguyen-4419a35\/”][\/team_member][\/vc_column][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” flex_gap_desktop=”10px” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” max_width_alignment_desktop=”default” max_width_alignment_tablet=”inherit” max_width_alignment_phone=”inherit” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/3″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][team_member image_url=”24430″ bio_image_url=”24416″ team_memeber_style=”bio_fullscreen” image_loading=”default” team_member_bio_full_html=”simple” name=”Maneli Mirkhan” job_position=”Partner” team_member_bio=”Maneli has over 15 years of experience in management and organizational consulting, which she has enriched with expertise in human potential management within companies. Today, she supports the VIVA VIAGER adventure in its strategy and development.” social_icon_1=”fa fa-linkedin-square” social_link_1=”https:\/\/www.linkedin.com\/in\/maneli-mirkhan-nakhai-1052013\/”][\/team_member][\/vc_column][\/vc_row][vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” text_color=”dark” text_align=”left” row_border_radius=”15px” row_border_radius_applies=”bg” row_position_desktop=”default” row_position_tablet=”inherit” row_position_phone=”inherit” overflow=”visible” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none” gradient_type=”default” shape_type=””][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” flex_gap_desktop=”10px” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”15px” column_link_target=”_self” column_position=”default” max_width_alignment_desktop=”default” max_width_alignment_tablet=”inherit” max_width_alignment_phone=”inherit” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/3″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid” column_padding_type=”default” gradient_type=”default”][team_member image_url=”24428″ bio_image_url=”24418″ team_memeber_style=”bio_fullscreen” image_loading=”default” team_member_bio_full_html=”simple” name=”Reza Nakhai” job_position=”Founding Partner” team_member_bio=”Reza founded VIVA VIAGER after more than 15 years of experience in the field of life annuities and real estate. Following a career as a professional tennis player, Reza created a local IT services company before turning his interest to real estate. Every day, he puts his passion for human relations at the service of VIVA VIAGER for the greatest satisfaction of our clients.” social_icon_1=”fa fa-linkedin-square” social_link_1=”https:\/\/www.linkedin.com\/in\/reza-nakhai-b9a7581b\/?originalSubdomain=fr”][\/team_member][\/vc_column][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” flex_gap_desktop=”10px” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” max_width_alignment_desktop=”default” max_width_alignment_tablet=”inherit” max_width_alignment_phone=”inherit” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/3″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][team_member image_url=”24424″ bio_image_url=”24415″ team_memeber_style=”bio_fullscreen” image_loading=”default” team_member_bio_full_html=”simple” name=”Jean-Jean Nguyen” job_position=”Partner” team_member_bio=”With over 20 years of experience in marketing project management and customer relationship management within leading international groups, Jean-Jean joined the VIVA VIAGER team as a partner. Convinced of the merits of this market, he brings his expertise in customer experience to ensure an irreproachable quality of service.” social_icon_1=”fa fa-linkedin-square” social_link_1=”https:\/\/www.linkedin.com\/in\/jean-jean-nguyen-4419a35\/”][\/team_member][\/vc_column][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” flex_gap_desktop=”10px” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” max_width_alignment_desktop=”default” max_width_alignment_tablet=”inherit” max_width_alignment_phone=”inherit” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/3″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][team_member image_url=”24429″ bio_image_url=”24417″ team_memeber_style=”bio_fullscreen” image_loading=”default” team_member_bio_full_html=”simple” name=”Pascale Nourry” job_position=”Life Annuity and Bare Ownership Expert” team_member_bio=”After more than 20 years dedicated to customer satisfaction in marketing and communication within large industrial groups, Pascale now applies her experience to the real estate sector. She is committed daily to our clients to provide the most suitable solution for their project, transforming this life stage into an exceptional moment with complete peace of mind.” social_icon_1=”fa fa-linkedin-square” social_link_1=”https:\/\/www.linkedin.com\/in\/pascale-nourry-foltier-60a1144\/”][\/team_member][\/vc_column][\/vc_row][vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” row_position_desktop=”default” row_position_tablet=”inherit” row_position_phone=”inherit” overflow=”visible” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none”][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” flex_gap_desktop=”10px” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” max_width_alignment_desktop=”default” max_width_alignment_tablet=”inherit” max_width_alignment_phone=”inherit” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/3″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][team_member image_url=”24426″ bio_image_url=”24421″ team_memeber_style=”bio_fullscreen” image_loading=”default” team_member_bio_full_html=”simple” name=”Emilie Taudi\u00e8re” job_position=”Life Annuity and Bare Ownership Expert” team_member_bio=”With experience as a manager of a home care service, Emilie knows the importance for seniors to continue living at home in the best possible conditions. Sensitive to these issues, she naturally oriented her career toward life annuities and developed solid expertise in a specialized real estate agency. Emilie then joined the VIVA VIAGER team to put her know-how at the service of sellers, with attentiveness, rigor, and kindness.” social_icon_1=”fa fa-linkedin-square” social_link_1=”https:\/\/www.linkedin.com\/in\/emilie-taudiere-449922127\/”][\/team_member][\/vc_column][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” flex_gap_desktop=”10px” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” max_width_alignment_desktop=”default” max_width_alignment_tablet=”inherit” max_width_alignment_phone=”inherit” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/3″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][team_member image_url=”24427″ bio_image_url=”24419″ team_memeber_style=”bio_fullscreen” image_loading=”default” team_member_bio_full_html=”simple” name=”Romain Pinto” job_position=”Life Annuity and Bare Ownership Advisor (Apprentice)” team_member_bio=”Always passionate about real estate, Romain is training in the specificities of life annuities within the agency. Motivated by a desire to learn and fully invest himself, he supports the team in file follow-up and client relations. Sensitive to the human dimension of life annuities, he applies his seriousness and listening skills every day to provide high-quality support.” social_icon_1=”fa fa-linkedin-square” social_link_1=”https:\/\/www.linkedin.com\/in\/romain-pinto-313b9336a\/”][\/team_member][\/vc_column][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” flex_gap_desktop=”10px” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” max_width_alignment_desktop=”default” max_width_alignment_tablet=”inherit” max_width_alignment_phone=”inherit” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/3″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][team_member image_url=”24425″ bio_image_url=”24420″ team_memeber_style=”bio_fullscreen” image_loading=”default” team_member_bio_full_html=”simple” name=”Sophie Puybaret” job_position=”Operations & Life Annuity Management Manager” team_member_bio=”Sophie handles the administrative and operational management of VIVA VIAGER. Her engineering background and career in the industrial sector provide her with a methodical and structured vision. Today, she mobilizes her organizational qualities for the benefit of reliable and fluid client support.” social_icon_1=”fa fa-linkedin-square” social_link_1=”https:\/\/www.linkedin.com\/in\/sophie-puybaret\/”][\/team_member][\/vc_column][\/vc_row][vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” row_position_desktop=”default” row_position_tablet=”inherit” row_position_phone=”inherit” overflow=”visible” disable_element=”yes” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none” gradient_type=”default” shape_type=””][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” flex_gap_desktop=”10px” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” max_width_alignment_desktop=”default” max_width_alignment_tablet=”inherit” max_width_alignment_phone=”inherit” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/3″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][team_member image_url=”1107″ bio_image_url=”1107″ team_memeber_style=”bio_fullscreen” image_loading=”default” team_member_bio_full_html=”simple” name=”Karl Anadani” job_position=”Life Annuity and Bare Ownership Expert” team_member_bio=”With experience in service professions within renowned companies, Karl worked in new-build real estate for 3 years before discovering the world of life annuities 5 years ago, seeking to give more meaning and a more human dimension to his activity. Joining the Viva Viager team was a natural and obvious choice for him.” social_icon_1=”fa fa-linkedin-square” social_link_1=”https:\/\/www.linkedin.com\/in\/karl-anadani-597903bb\/”][\/team_member][\/vc_column][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” flex_gap_desktop=”10px” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” max_width_alignment_desktop=”default” max_width_alignment_tablet=”inherit” max_width_alignment_phone=”inherit” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/3″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][team_member image_url=”1108″ bio_image_url=”1108″ team_memeber_style=”bio_fullscreen” image_loading=”default” team_member_bio_full_html=”simple” name=”Pascale Nourry” job_position=”Life Annuity and Bare Ownership Expert” team_member_bio=”After more than 20 years dedicated to customer satisfaction in marketing and communication within large industrial groups, Pascale now applies her experience to the real estate sector. She is committed daily to our clients to provide the most suitable solution for their project, transforming this life stage into an exceptional moment with complete peace of mind.” social_icon_1=”fa fa-linkedin-square” social_link_1=”https:\/\/www.linkedin.com\/in\/pascale-nourry-foltier-60a1144\/”][\/team_member][\/vc_column][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” flex_gap_desktop=”10px” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” max_width_alignment_desktop=”default” max_width_alignment_tablet=”inherit” max_width_alignment_phone=”inherit” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/3″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][team_member image_url=”22580″ bio_image_url=”22580″ team_memeber_style=”bio_fullscreen” image_loading=”default” team_member_bio_full_html=”simple” name=”Rachel Castaing” job_position=”Life Annuity and Bare Ownership Expert” team_member_bio=”Since 2013, Rachel Castaing has been supporting her clients as a life annuity expert in Paris and the Paris region. Inheriting family know-how passed down through three generations, she puts her expertise at the service of tailor-made wealth solutions. She also acts as a life annuity trainer for the main professional guarantee funds.” social_icon_1=”fa fa-linkedin-square” social_link_1=”https:\/\/www.linkedin.com\/in\/pascale-nourry-foltier-60a1144\/”][\/team_member][\/vc_column][\/vc_row][vc_row type=”full_width_content” full_screen_row_position=”middle” column_margin=”default” equal_height=”yes” content_placement=”middle” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” top_padding=”3%” constrain_group_1=”yes” bottom_padding=”3%” left_padding_desktop=”7%” constrain_group_2=”yes” right_padding_desktop=”7%” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” row_position_desktop=”default” row_position_tablet=”inherit” row_position_phone=”inherit” overflow=”visible” disable_element=”yes” advanced_gradient_angle=”0″ overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none” gradient_type=”default” shape_type=””][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” flex_gap_desktop=”10px” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” max_width_alignment_desktop=”default” max_width_alignment_tablet=”inherit” max_width_alignment_phone=”inherit” advanced_gradient_angle=”0″ gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid” padding_type=”default” gradient_type=”default”][vc_row_inner column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” text_align=”left” row_position=”default” row_position_tablet=”inherit” row_position_phone=”inherit” overflow=”visible” pointer_events=”all”][vc_column_inner column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” bottom_margin=”50″ flex_gap_desktop=”10px” column_element_direction_desktop=”default” column_element_spacing=”default” centered_text=”true” desktop_text_alignment=”center” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”15px” column_link_target=”_self” overflow=”visible” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid” column_padding_type=”default” gradient_type=”default”][vc_column_text css=”” text_direction=”default”]\n

We are at the service of your peace of mind<\/h2>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner equal_height=”yes” column_margin=”40px” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” text_align=”left” row_position=”default” row_position_tablet=”inherit” row_position_phone=”inherit” overflow=”visible” pointer_events=”all”][vc_column_inner top_padding_desktop=”40″ constrain_group_100=”yes” bottom_padding_desktop=”40″ left_padding_desktop=”40″ constrain_group_101=”yes” right_padding_desktop=”40″ column_element_direction_desktop=”default” column_element_spacing=”10px” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color=”#FF4620″ background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” font_color=”#ffffff” column_shadow=”custom” column_border_radius=”15px” column_link_target=”_self” zindex=”100″ overflow=”hidden” advanced_gradient_angle=”0″ gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/3″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid” gradient_type=”default” padding_type=”advanced” column_padding_type=”advanced” column_shadow_custom=”” custom_box_shadow=”horizontal:40,vertical:60,blur:60,spread:-20,opacity:0.175″ content_layout=”default”][nectar_lottie trigger_type=”play” mobile_func=”default” loop=”true” trigger_offset=”0.00,100.00″ frame_constraint=”0.00,100.00″ speed=”0.2″ width_desktop=”150%” height_desktop=”150%” alignment=”center” preserve_aspect_ratio=”xMidYMid meet” position_desktop=”absolute” top_position_desktop=”0″ left_position_desktop=”0″ translate_y_desktop=”-50%” translate_x_desktop=”25%” preserveaspectratio=”none” json_url=”https:\/\/assets1.lottiefiles.com\/packages\/lf20_w4NUp4.json” zindex=”-1″][nectar_icon icon_family=”linea” enable_animation=”true” animation_speed=”slow” icon_style=”default” icon_color_type=”color_scheme” icon_color=”white” icon_padding=”0px” pointer_events=”all” icon_linea=”icon-basic-todolist-pencil”][nectar_responsive_text inherited_font_style=”default” font_style=”h4″ content_alignment=”default” mobile_content_alignment=”inherit” font_size=”5vw” font_line_height=”1″ font_size_desktop=”1.5vw” font_size_tablet=”3vw” font_size_phone=”16″ text_direction=”default”]Personalized study[\/nectar_responsive_text][nectar_responsive_text inherited_font_style=”default” font_style=”h3″ content_alignment=”default” mobile_content_alignment=”inherit” font_size=”5vw” font_line_height=”1″ font_size_desktop=”3vw” font_size_tablet=”7vw” text_direction=”default”]\n

and advice<\/h3>\n[\/nectar_responsive_text][divider line_type=”No Line” custom_height=”15″]
Concerned and attentive to your project, we offer you our expertise and design your life annuity, bare ownership, or term sale project with you. <\/div>[divider line_type=”No Line” custom_height=”20″][\/vc_column_inner][vc_column_inner top_padding_desktop=”40″ constrain_group_100=”yes” bottom_padding_desktop=”40″ left_padding_desktop=”40″ constrain_group_101=”yes” right_padding_desktop=”40″ flex_gap_desktop=”10px” column_element_direction_desktop=”default” column_element_spacing=”10px” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color=”#ffffff” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” font_color=”#000000″ column_shadow=”none” column_border_radius=”15px” column_link_target=”_self” overflow=”visible” advanced_gradient_angle=”0″ gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/3″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid” column_padding_type=”advanced” gradient_type=”default”][nectar_icon icon_family=”linea” enable_animation=”true” animation_speed=”slow” icon_style=”default” icon_color_type=”color_scheme” icon_color=”black” icon_padding=”0px” pointer_events=”all” icon_linea=”icon-basic-anticlockwise”][nectar_responsive_text inherited_font_style=”default” font_style=”h4″ content_alignment=”default” mobile_content_alignment=”inherit” font_size=”5vw” font_line_height=”1″ font_size_desktop=”1.5vw” font_size_tablet=”3vw” font_size_phone=”16px” text_direction=”default”]\n
\n
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Optimized<\/p>\n<\/div>\n<\/div>\n[\/nectar_responsive_text][nectar_responsive_text inherited_font_style=”default” font_style=”h3″ content_alignment=”default” mobile_content_alignment=”inherit” font_size=”5vw” font_line_height=”1″ font_size_desktop=”3vw” font_size_tablet=”7vw” text_direction=”default”]\n

completion times<\/h3>\n[\/nectar_responsive_text][divider line_type=”No Line” custom_height=”15″]
Our privileged contacts with investors, built on trust, allow us to complete transactions within optimized timeframes. <\/div>[divider line_type=”No Line” custom_height=”20″][\/vc_column_inner][vc_column_inner top_padding_desktop=”40″ constrain_group_100=”yes” bottom_padding_desktop=”40″ left_padding_desktop=”40″ constrain_group_101=”yes” right_padding_desktop=”40″ flex_gap_desktop=”10px” column_element_direction_desktop=”default” column_element_spacing=”10px” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color=”#ffffff” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” font_color=”#000000″ column_shadow=”none” column_border_radius=”15px” column_link_target=”_self” overflow=”visible” advanced_gradient_angle=”0″ gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/3″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid” gradient_type=”default” column_padding_type=”advanced”][nectar_icon icon_family=”linea” enable_animation=”true” animation_speed=”slow” icon_style=”default” icon_color_type=”color_scheme” icon_color=”black” icon_padding=”0px” pointer_events=”all” icon_linea=”icon-basic-mixer2″][nectar_responsive_text inherited_font_style=”default” font_style=”h4″ content_alignment=”default” mobile_content_alignment=”inherit” font_size=”5vw” font_line_height=”1″ font_size_desktop=”1.5vw” font_size_tablet=”3vw” font_size_phone=”16px” text_direction=”default”]An expert[\/nectar_responsive_text][nectar_responsive_text inherited_font_style=”default” font_style=”h3″ content_alignment=”default” mobile_content_alignment=”inherit” font_size=”5vw” font_line_height=”1″ font_size_desktop=”3vw” font_size_tablet=”7vw” text_direction=”default”]\n

by your side<\/h3>\n[\/nectar_responsive_text][divider line_type=”No Line” custom_height=”15″]
We support you throughout the process, and even beyond the signing. <\/div>[divider line_type=”No Line” custom_height=”20″][nectar_cta btn_style=”text-reveal-wave” heading_tag=”span” link_type=”new_tab” button_color=”extra-color-1″ text_color=”#ffffff” button_border_thickness=”0px” alignment=”left” alignment_tablet=”default” alignment_phone=”default” constrain_group_3=”yes” constrain_group_4=”yes” display=”inline” display_tablet=”inherit” display_phone=”inherit” icon_family=”none” icon_alignment=”left” link_text=”Viva Viager Pact” padding_top=”0.8em” padding_bottom=”0.8em” padding_left=”2.2em” padding_right=”2.2em” margin_right=”1em” url=”https:\/\/www.vivaviager.com\/wp-content\/uploads\/2025\/12\/Pacte-Viva-2024-HD.pdf” font_size_tablet=”14″][nectar_cta btn_style=”text-reveal-wave” heading_tag=”span” link_type=”regular” button_color=”accent-color” text_color=”#ffffff” button_border_thickness=”0px” alignment=”center” alignment_tablet=”default” alignment_phone=”default” constrain_group_4=”yes” display=”inline” display_tablet=”inherit” display_phone=”inherit” icon_family=”none” icon_alignment=”left” link_text=”Our fee schedules” url=”https:\/\/www.vivaviager.com\/baremes-dhonoraires\/” padding_top=”0.8em” padding_bottom=”0.8em” padding_left=”2.2em” padding_right=”2.2em”][divider line_type=”No Line” custom_height=”20″][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row type=”full_width_background” full_screen_row_position=”middle” column_margin=”default” equal_height=”yes” content_placement=”middle” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” top_padding=”3%” left_padding_desktop=”7%” constrain_group_2=”yes” right_padding_desktop=”7%” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” row_position_desktop=”default” row_position_tablet=”inherit” row_position_phone=”inherit” overflow=”visible” advanced_gradient_angle=”0″ overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none” gradient_type=”default” shape_type=””][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” flex_gap_desktop=”10px” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” max_width_alignment_desktop=”default” max_width_alignment_tablet=”inherit” max_width_alignment_phone=”inherit” advanced_gradient_angle=”0″ gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid” padding_type=”default” gradient_type=”default”][vc_row_inner column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” text_align=”left” row_position=”default” row_position_tablet=”inherit” row_position_phone=”inherit” overflow=”visible” pointer_events=”all”][vc_column_inner column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” bottom_margin=”50″ column_element_direction_desktop=”default” column_element_spacing=”default” centered_text=”true” desktop_text_alignment=”center” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”15px” column_link_target=”_self” overflow=”visible” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”default” animation_type=”default” enable_animation=”true” animation=”flip-in-vertical” animation_easing=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid” column_padding_type=”default” gradient_type=”default” content_layout=”default”][vc_column_text css=”” text_direction=”default”]\n

We are at the service of your peace of mind<\/h2>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row type=”full_width_background” full_screen_row_position=”middle” column_margin=”default” equal_height=”yes” content_placement=”top” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” bottom_padding=”2%” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” row_position_desktop=”default” row_position_tablet=”inherit” row_position_phone=”inherit” overflow=”visible” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none” shape_type=”” gradient_type=”default”][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” max_width_alignment_desktop=”default” max_width_alignment_tablet=”inherit” max_width_alignment_phone=”inherit” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/3″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid” column_padding_type=”default” content_layout=”default” gradient_type=”default”][fancy_box box_style=”color_box_hover” icon_family=”linea” image_url=”24218″ color=”accent-color” color_box_hover_overlay_opacity=”default” box_alignment=”left” enable_border=”true” border_radius=”default” image_loading=”default” enable_animation=”true” animation=”fade-in-from-bottom” min_height=”383″ delay=”200″ icon_linea=”icon-basic-todolist-pencil”]\n

Personalized study and advice<\/h3>\n

Concerned and attentive to your project, we offer you our expertise and design your life annuity, bare ownership, or term sale project with you.[\/fancy_box][\/vc_column][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” max_width_alignment_desktop=”default” max_width_alignment_tablet=”inherit” max_width_alignment_phone=”inherit” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/3″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid” column_padding_type=”default” gradient_type=”default” content_layout=”default”][fancy_box box_style=”color_box_hover” icon_family=”linea” image_url=”23733″ color=”accent-color” color_box_hover_overlay_opacity=”default” box_alignment=”left” enable_border=”true” border_radius=”default” image_loading=”default” enable_animation=”true” animation=”fade-in-from-bottom” min_height=”383″ delay=”400″ icon_linea=”icon-basic-anticlockwise”]\n

Optimized completion times<\/h3>\n

Our privileged contacts with investors, built on trust, allow us to complete transactions within optimized timeframes.[\/fancy_box][\/vc_column][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” flex_gap_desktop=”10px” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” max_width_alignment_desktop=”default” max_width_alignment_tablet=”inherit” max_width_alignment_phone=”inherit” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/3″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][fancy_box box_style=”color_box_hover” icon_family=”linea” image_url=”24726″ color=”accent-color” color_box_hover_overlay_opacity=”default” box_alignment=”left” enable_border=”true” border_radius=”default” image_loading=”default” enable_animation=”true” animation=”fade-in-from-bottom” min_height=”383″ delay=”600″ icon_linea=”icon-basic-mixer2″]\n

An expert
\nby your side<\/h3>\n

From the wealth audit to the signing of the contract and even beyond, every step is conducted by your side to support you with complete peace of mind.[\/fancy_box][\/vc_column][\/vc_row][vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” top_padding=”50″ bottom_padding=”50″ text_color=”dark” text_align=”center” row_border_radius=”none” row_border_radius_applies=”bg” row_position_desktop=”default” row_position_tablet=”inherit” row_position_phone=”inherit” overflow=”visible” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none” gradient_type=”default” shape_type=””][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” flex_gap_desktop=”10px” column_element_direction_desktop=”default” column_element_spacing=”default” centered_text=”true” desktop_text_alignment=”center” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” max_width_alignment_desktop=”default” max_width_alignment_tablet=”inherit” max_width_alignment_phone=”inherit” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/3″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid” column_padding_type=”default” gradient_type=”default”][\/vc_column][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”center” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” max_width_alignment_desktop=”default” max_width_alignment_tablet=”inherit” max_width_alignment_phone=”inherit” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/3″ tablet_width_inherit=”default” animation_type=”default” enable_animation=”true” animation=”flip-in-vertical” animation_easing=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid” column_padding_type=”default” gradient_type=”default” content_layout=”default”][nectar_cta btn_style=”arrow-circle-animation” heading_tag=”h3″ link_type=”regular” button_color=”extra-color-1″ button_color_hover=”#FF4620″ text_color=”#FFFFFF” button_border_thickness=”0px” alignment=”left” alignment_tablet=”default” alignment_phone=”default” display=”block” display_tablet=”inherit” display_phone=”inherit” link_text=”Viva Viager Pact” url=”https:\/\/www.vivaviager.com\/wp-content\/uploads\/2025\/12\/Pacte-Viva-2024-HD.pdf” padding_top=”10″ padding_bottom=”10″ padding_left=”25″ padding_right=”10″][divider line_type=”No Line” custom_height=”50″][vc_column_text css=”” text_direction=”default”]\n

For more information
\nContact us at<\/h3>\n

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